A photorealistic image of a young adult European woman with tanned skin, lying on her back in the shallow water of a tropical beach. Her long blonde hair is wet, clinging to her face, neck, and shoulders. She is wearing a soaking-wet, transparent white ribbed tank top that clings tightly to her skin, and a wet, glossy black lycra thong that is slightly askew. She is barefoot. The woman is being gently washed over by small, rhythmic ocean waves. The camera angle is from the ocean side, looking toward the beach, featuring a tight zoom on the woman's upper body. The wetness is visually explicit, with water sheen on her skin, heavy soaked fabric textures, and realistic water reflections. Professional photography, high detail, natural lighting.