A 36-year-old American woman with shoulder-length brown hair, full body visible, wearing a maroon long-sleeve T-shirt and black sports shorts. The subject is completely submerged underwater in an outdoor pool, with a surprised expression. The fabric of the maroon T-shirt and black shorts is visibly soaked, clinging to the body, significantly darker in tone, and heavy with water saturation, showing realistic folds and water sheen. The skin and hair are thoroughly wet with a glossy underwater texture. Photorealistic, high-detail underwater photography, clear water, full-body composition, natural underwater lighting, sharp focus on the subject's face and clothing textures.